100% Second Mortgages
in Maryland
For Help With Second Mortgage
Please Click To Our New & Improved Home Page!  

Please Click To Our New And Improved Home Page!
Thanks!


Loan Program Guidelines Are Subject To Change!! 

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If you are outside of Maryland,
please click here, select your state and 
check with the lenders licensed in your state.

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On Line Pre-Qualification
 

Call For Availability

Guidelines Have Changed.
 
 
 

NEW MARYLAND STATE LAW JUNE 1, 2008
STATED INCOME NOT ALLOWED

100% of Value Stated Income 2nd mortgages !!!
For W-2 Wage Earners 
(self employed email us or click on above form) 
This Is An Awesome Program
(Good Credit is Required For ALL 100% Loans)

Loans to 80%, 85%, 90%, 95% and 100% of the property value.  (For over 100% of value click here).   Rates are usually based on the middle credit score and the equity position of the loan...

We have very competitive rates and terms, these loans above 80% usually require good credit, we may consider some late payments, give us a call, complete the online form, or email...

Again, rates are based on the middle credit score and LTV...***UPDATE***  if you have good credit but low scores, we do offer a loan to 100% LTV that has No Credit Scores, complete online form and mention low score, call, or email for more information... 

An appraisal may not be needed on loans up to $30,000... call for details.

Please be aware, you may not be able to sell your house until the loan is paid down well below 100% of the value, even then you should allow for Real Estate Broker sales fees and other expenses associated with selling real estate...

This loan may prevent you from refinancing your first mortgage because of the combined loan to value restrictions on the first...

We still close a good deal of these loans, they work for many people even though they are aware of the negative factors (some listed above) involved with these loan types...

If you are looking for a way to consolidate debt and get the lowest monthly payment, you may want to seriously consider a new first mortgage with our 95% Cash Out refinance program.  Please call for a "no pressure" consultation. 

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If you are outside of Maryland,
please click here, select your state and 
check with the lenders licensed in your state.

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