The 125% Loan in Maryland
(THESE ARE NOT FOR EVERYBODY)
NO LONGER AVAILABLE
 

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If you are outside of Maryland,
please click here, select your state and 
check with the lenders licensed in your state.


 
 
 
 
 
 
 
 

See related story about these loans

The interest on the loan exceeding 100% of the home's value may not be tax deductible (consult your tax advisor)...

You may not be able to sell your house until the loan is paid down below 100% of the value, even then you should allow for Real Estate Broker fees and other expenses associated with selling real estate...

This loan may prevent you from refinancing your first mortgage because of the combined loan to value restrictions on the first...

 On Line Pre-Qualification

These loans do make sense under some circumstances...

An appraisal may not be needed on loans less than $35,001...

Good credit is required.  The middle credit score determines the rate.  As unfair as that sounds, that is the way these loans work.  There are no gray areas regarding underwriting these loans.  A 24 month housing payment history is usually required (combination of rent and/ or mortgage).  Other guidelines apply, please call or email for details.

Rates for these type loans are pretty much the same no matter where you may call;  what separates from the competition are our lower points and other fees associated with The 125% Loan.  Call for a free second opinion to see if we can save you money at closing... 

If you are still interested, please call our office...
If you have contacted a company
that advertises this program on TV,
it pays to compare their rates &
especially their high fees with ours...
You will be glad you did (they can't compete with us)...
see related story on why call us page
 

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If you are outside of Maryland,
please click here, select your state and 
check with the lenders licensed in your state.
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