Dear Future Home Buyer,

Trying to buy your home without a Realtor is not easy but it can be done, especially if you have the right guidance.

First, we recommend expert advice from a Real Estate Attorney before you sign any contracts or other agreements.  Ask as many questions as you can think of.  Some things to consider are Home Inspection, Well, Septic, Termite Inspections,  Closing Cost Help, Days To Closing, other Contingencies, such as  Contingent On Finding Home Of Choice, 72 Hour Kick Out Clause, Financing, Etc.   Any Real Estate Attorney will be aware of the potential pitfalls, and will prepare a contract that is in your, the Buyer's best interest.  It will be money well spent, believe me.  Call me if you need any recommendations for an attorney in your area. 

Second, without the right type of financing, it could actually costs you thousands at closing and over the term of the loan!  We offer Conventional, Conforming and Non Conforming type loans, and other loan types at some of the lowest rates and fees available!  Please give me the opportunity to present  one or more loan programs that will suit your individual needs. 

Third, we offer a FREE  Booklet on request, HUD's "Buying Your Home, Settlement Costs and Helpful Information".  This booklet is essential reading for all home buyers, especially first time home buyers.  Give me a call, I will be happy to place one in the mail (Maryland home buyers only).  We also have the FREE Adjustable Rate Mortgage booklet if you are considering an "A.R.M." 

Consolidated Mortgage Corporation is a licensed mortgage lender / broker and offers many Purchase Money loan plans available to suit the many individual   borrowers' needs.  Our newest and sure to be the most popular is the No Money Down 103% purchase program  (this is not FHA). A partial list of our many programs designed especially for First Time Home Buyers in Maryland web page is in the works.  Until then, please call me!

Only costs to buy your Maryland home:  The Appraisal Fee and Credit Report Fee, which is  Paid At Application.  That's right, less than $500 in most cases buys your new home!  Call me today!

We would  be happy to pre qualify you by phone or on the internet (click this link to see our online purchase pre qualification form). 

Please send an  email or call if we can be of any assistance.