1. One Page Application - No questions about employment, income or assets.  On purchases we do not verify the source of the down payment.  We don't ask.

2. No credit, limited credit and impaired credit also  allowed.

3. No I.R.S. 4506 or 8821, or Borrowers Certification signed.

4. Unlimited Cash Out on refinances up to the loan amount.

5. Primary residence, vacation /2nd homes and investment properties.

6. Loan amounts to 1 million.

7. 1st time homebuyers, Realtors, Builders, etc. are allowed!