Consolidated
Mortgage Corporation
Construction
Pre qualification Form
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Please
use your initials or first name with last initial if you wish to remain
anonymous.
We do not
ask for account or social security numbers, or check credit at this stage.
This form
will take about 3 minutes to complete.
If unsure
about an answer please leave it blank. Thanks!
PLEASE
USE THE TAB KEY, DO NOT USE THE ENTER KEY
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| LOAN
INFORMATION: |
| Loan use: |
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| What is the
loan amount requested? |
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| Do you already
own the lot? |
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| Is the lot
waterfront? |
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| Have you
owned the lot for more than 1 year? |
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| Will you
buy the lot prior to closing on this loan? |
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| Do you want
to close on the lot at the same time you get your construction loan? |
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| Do you have
a recent perc test for the lot? |
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| Do you want
to be your own general contractor? |
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| Do you have
cost breakdown, plans & specs, sub contractor proposals, etc.? |
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| What is the
term desired? |
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| What is the
loan type desired? |
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| Are you interested
in discussing a no money down construction loan? |
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| What is the
total money available for down payment and closing costs from banks, mutual
funds, stocks, 401k, etc. excluding any gifts? |
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| Will the
lot be a gift? |
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| Will there
be a gift for down payment or closing costs? |
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| Is the gift
from a family member? |
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| PROPERTY
INFORMATION: |
Property address:
(you may type in county) |
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| State (Required): |
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| What are
you building? |
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| If other,
describe: |
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| What is the
lot contract or asking price? |
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| Have you
entered into a contract on the lot? |
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| Estimate
the cost to build (excluding the lot price): |
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| Have you
entered into a contract with a builder? |
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| What is the
estimated market value when complete? |
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| Is there
anything unique about this project (log home, steel structure, etc.)? |
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| Is there
any secondary financing? |
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| What is the
intended property use? |
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| BORROWER'S
INFORMATION: |
| Borrower's name or initials |
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| Borrower's
address (optional): |
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| E-mail Address: (Required) |
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| Daytime phone: |
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Evening phone:
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| What is the
borrower's yearly gross income from all sources, before taxes? |
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| Will you
document your income (provide pay stubs, w-2's, tax returns)? |
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| Would you
rather choose a stated income or no doc loan? |
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| Are you self-employed? |
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| If self-employed,
for how many years? |
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| Rate your
credit: |
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| Have you
filed bankruptcy in the last 7 years? |
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| BORROWER'S
TOTAL MONTHLY DEBTS (LESS CREDIT CARDS): |
| Current rent
payment: |
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| If renting,
for how long? |
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| Current mortgage
payment: |
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| Does mortgage
payment include taxes and insurance? |
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| Car or other
installment: |
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| Student loans: |
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| Other (child
support, garnishments, etc.): |
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| BORROWER'S
CREDIT CARDS: |
| Total estimated
balance (not including those paid in full each month): |
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| Monthly payment
amount (not including those paid in full each month): |
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| CO-BORROWER'S
INFORMATION: |
| Co-Borrower's name or
initials: |
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| Co-Borrower's
address (optional): |
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| E-mail: |
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| Daytime phone (optional): |
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| Evening phone (optional): |
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| What is the
borrower's yearly gross income from all sources (before taxes)? |
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| Will you
document your income (provide pay stubs, w-2's, tax returns)? |
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| Would you
prefer to state your income or use a no doc program? |
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| Are you self-employed? |
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| If self-employed,
for how many years? |
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| Rate your
credit: |
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| Have you
filed bankruptcy in the last 7 years? |
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CO-BORROWER'S
TOTAL MONTHLY DEBTS (LESS CREDIT CARDS)
Please do not include joint accounts
listed in borrower section: |
| Current rent
payment: |
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| If renting,
for how long? |
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| Current mortgage
payment: |
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| Does mortgage
payment include tax and insurance? |
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| Car or other
installment: |
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| Student loans: |
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| Other (child
support, garnishments, etc.): |
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CO-BORROWER'S
CREDIT CARDS
Please do not include joint accounts
already listed in borrower section: |
| Total estimated
balance (not including those paid in full each month): |
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| Monthly payment
amount (not including those paid in full each month): |
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| ADDITIONAL
INFORMATION: |
| Please
provide any additional information that will help us assist you:
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| How did you
find our website (which search engine, i.e. Yahoo, AOL, etc. or other source)? |
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| Please contact theat the above. |
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