bill consolidation loan, mortgage, maryland

Please read the letter from Burton

home equity loan, mortgage, low rate
Free Phone Consultations and Second Opinions
No Pressure, Just Honest Answers and Recommendations
410-643-0222  or  Toll Free 888-643-3659
Email:Click HERE To Send Email

mortgage, morgage loan, maryland On Line Pre-Qualifications, See Belowon line mortgage loan approvals
This is a constantly evolving web site,   please be sure to visit us often...
If you live outside of Maryland, Delaware, or Virginia   click here

$8,000 Tax Credit!

Are you aware of the $8,000 First Time Home Buyer Tax Credit? 
$6,500 Move Up Buyer Credit?

For Purchases through April 30, 2010. 
Under contract by April 30, then you have 60 days to close the sale.
It is my opinion this will NOT be extended again.

2010 Is The Year To Buy!
Discounted Real Estate Prices, Low Rates, and up to a $8,000 Tax Credit.
Please call my office.  410-643-0222    Toll Free 1-888-643-3659


The Eastern Shore Neighborhood Guide
George Bold - Realtor, Champion Realty In the market to buy or rent a home on the Eastern Shore? 

Here you will find the smart new way to learn what you really need to know about Maryland's Eastern Shore Neighborhoods.   No kidding!   Let me and my guide assist you with your search for a home on the beautiful Eastern Shore of Maryland.  You have the option to download my full color Guide as a pdf document and print it.  Then use the maps of the counties and the maps of the neighborhoods to help guide you to your new home! 

Find your neighborhood, then find your home. Find it Here.

I am in the process of updating this site.  In this market, some CONVENTIONAL loan programs are no longer available.  There are still mortgage loans available, but some of the "exotic" programs are history (for good reason).  Please call with your scenario and I will see what I can do.

The Government Loans , FHA, VA, Rural Housing, are still available, they are also having changes.

 410-643-0222    Toll Free 1-888-643-3659

Click to LoanModster.com for Do It Yourself Loan Modification 

Looser Rules, Easier To Qualify!
www.DURefiPlus.net

--- NEW ---
Fannie Mae Refi PlusTMLoan Program
  • Lowered Acceptable Credit Scores
  • Reduced Income Documentation
  • May be Able To Waive Appraisal
(Current Loan Must Be A Fannie Mae Loan And Restrictions Apply)
Call Me To See If Your Loan Is A Fannie Mae Loan And If You Qualify
Toll Free 888-643-3659  or  410-643-0222
www.DURefiPlus.net
Breaking News: Down-Payment Aid Program Resurfacing
http://www.dpagroundswell.org/index.cfm

In case you haven't seen the article in the February 7th 2009 edition of the Los Angeles Times, which speaks to H.R. 600's reforms that specify new standards for an effective program that will improve performance and not cost the taxpayers or the FHA insurance fund a dime. Read the entire Los Angeles Times article

Nehemiah And Other Seller Paid Down Payment Assistance (DPA) Loan Programs 
Were Discontinued Effective Oct. 1, 2008 By President Bush

This is the FHA Program that allows the  Seller to gift the Down Payment and gift or pay the Closing Costs, meaning No Cash Needed to Buy a Home! 

Additional information can be found at the Nehemiah web sites: 
http://www.getdownpayment.com   |   http://www.nehemiahcorp.org  |  http://www.dpagroundswell.org/index.cfm


Stated Income, No Doc, No Ratio Type  Loans 
Are No Longer Available In Maryland
Effective June 1, 2008 (new state law)
Download Actual Loan Application and fax to 410-643-8826 Attn: Burt
Not Needed - Social Security numbers, date of birth, account numbers for assets or creditors,
none of those are needed to get started!  Leave those sections  BLANK! 

Did you know you can use ANY Realtor to submit a bid on a HUD owned home?

              This is a link to the Official Listing of HUD owned homes in Maryland.

Find your Eastern Shore neighborhood, then find your home.  Find it Here.
Click To Find A Local Realtor
Find a Local Realtor in Maryland

NEW 1 Minute Online Prequalification!  NEW
get prequalified today!

IMPORTANT - PLEASE READ REGARDING RATE QUOTES!
Mortgages in Maryland

  • About Us...
  • Why Call Us...
  • Current Rates...
  • Directions...
  • Frequently Asked Questions...
  • Employment...


Proud Sponsor Of
The Kent Island Little League
Devil Rays

Refinancing

  OnLine Refi Prequalification !!!on line mortgage loan approvals
  •  100% Cash Out Refi One Low Rate Loan...
  •  Debt Consolidation Refinancing...
  •  95% Cash Out One Low Rate Loan...
  •  Low Credit Score Refinancing...
  •  Slow Credit Refinancing...
  • Jumbo Loan Refinancing...
  • A Word About Refinancing...
  • Zero Point Refinances...
  • EZ Refinancing Program...
  • No Doc No Questions Refinance Loans...
  • No Ratio Refinance Loans...
  • NIV or Stated Income Refinances ...
  • Bi-Weekly Mortgages...
  • Condominium Refinancing...
 •  FHA Streamline Refinancing or Cash Out...
 •  VA Streamline Refinancing or Cash Out...
 
 
Investment Properties 

  • No Seasoning Cash Out ...
  • 10% Down Purchases 1 to 4 Units...
  • Commercial Loans...
  • Cash Out Refinancing...
 
Help With Credit Problems 

 • Let Us Help You... 
 • Behind on Mortgage...
 • Foreclosure or Notice of Default...
 

Commercial Loans

  Commercial Loans...
 

Self Employed

 • Self Employed Please Read ...
 • Zero Point Purchases...
 • Zero Point Refinances...
 • No Money Down
 • No Ratio Loans...
 • Stated Income...
 • No Doc No Questions Loans...
 • See Our Heading Under Second Mortgages...
 

Of Interest To Realtors

Of Special Interest to Real Estate Professionals...
 

Calculator /Application

  • Mortgage Loan Application Checklist...

  • Mortgage Loan Application Download
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  • Mortgage Loan Calculator
 
 

WOW! We won an AWARD!

WOW! Our Site Won An Award!

Purchase Programs

  • OnLine  Purchase Prequalification !!!on line mortgage loan approvals
 •  USDA Guaranteed Rural Housing
  • 103% One Loan Purchases...
  • NO MONEY DOWN!!!   Look!
  • Fannie Mae Flex 100 No Money Down..
  • 80-10-10 or 80-15-5... No Mortgage Insurance
  • Jumbo Loans...
  • Zero Point Purchases...
  • No Money Down 1st Time Home buyer...
  • No Ratio Loans...
  • No Doc No Questions Loans...
  • Bi-Weekly Mortgages...
  • Estate Buyouts...
  • Lease Purchases...
  • Condominiums... 
  • FHA Purchase Money...
  • VA Purchase Money...
 
Second Mortgages and Lines of Credit

  • On Line Second  Prequalification !!!on line mortgage loan approvals
  • Home Equity Lines of Credit...
  • Fixed Rate Second Mortgages...
  • 100% of Value Second Mortgages...
  • 125% of Value Second Mortgages...
  • 80-10-10 or 80-15-5...
 
Construction Perm/ Lot Loans

  OnLine Construction Pre-Qualification !!!on line mortgage loan approvals
  • No Money Down, No Cash At Closing...
  • No Income Verification Construction Loans...
  • Other Programs...
  • Lot Loans...
  • Construction Loan Overview ...
  • More Coming Soon...
 

Creative Financing & Niche Products

Creative Financing and Niche Products...
 

We Buy Privately Held Mortgages

     I Want to Buy or Sell a Mortgage...
 
For Sale By Owner
fsbofsbofor sale by owner fsbo house home listings
 • Available Properties...
 • What Consolidated Can Do For You...
 Get Your Property Added...
 

Informational, Local, Helpful & Fun Links

 • BargainTreasures.net
 • Britney Spears Autographed Book First Edition
 • DVDVideoServices.com
 • American Web Page Design
 • TheTrumanShows.com
 • The Eastern Shore Neighborhood Guide
 • NovaArmament.com
 • Red Eye's 2000 Holiday Party Pictures
 • Kent Island Defense League
 • Duval Street Key West Site CrawlDuval.com
•  DuvalStreetCrawl.com Key West Site
 • FREE?    Your Credit Report May Be   FREE...
 • Chesapeake Bay Beach Club...
 • Builders and Such...
 • Realtors and Such...
 • Gooch & Associates
 • ByOwnerYachts.com
 • ConstructionPermLoan.com
 • more coming soon

Click For More Information

 USALowRates.com

LowRateMortgages.com

And Many Other
Domain Names For Sale
Click For Additional Information

. .

Click to LoanModster.com for Do It Yourself Loan Modification 

NEW  - March 4, 2009
MAKING HOME AFFORDABLE PROGRAM
MAKING HOME AFFORDABLE PROGRAM

Are Your House Payments More Than 31% Of Your Income?
Are You Still Current, But Getting Ready To Fall Behind?
Are You Behind On Your House Payments?
New Foreclosure Prevention & Loan Modification Program
(Don't get ripped off, beware of Loan Modification scams)
This Is The Real Deal , Direct From The Department of the Treasury

Click Here For The Information Page


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