Guaranteed Rural Housing Mortgage Loan
No Money Down - No Cash Needed For Closing**
100% Financing 6% Seller Contributions Allowed
(means the Seller will pay 6% of Sale Price towards your Closing Costs)
NO Monthly Mortgage Insurance

Guaranteed Rural Housing home loan program for Construction, Purchase or Refinance! 

With a Guaranteed Rural Housing mortgage loan, you can purchase your dream home and not break the bank financing it!  With a variety of loan features and benefits available including up to 100% financing, a Rural Housing mortgage loan may be the perfect mortgage for you. 

Here's more information about our Rural Housing loan program and how it works:

  •  A 30 year fixed rate mortgage loan for 1 unit primary residence properties
  • Up to 100% LTV (loan-to-value) allowed based on the appraised value
  • Up to 6% seller contributions allowed
  • No minimum contribution from your own funds required
  • You can even finance the closing costs into the loan amount up to the maximum LTV (loan-to-value) amount.  Remember, the LTV is based on the Appraised Value, not the sale price... that is a significant niche, call me and I will explain why that is such a good thing for you.
  • Low, 2% upfront Guarantee Fee is financed into the loan amount. No monthly mortgage insurance payments required!
The Rural Housing mortgage loan program has GEOGRAPHIC AND INCOME LIMITATIONS; please check with me.  I prefer the actual property address, if not available the County where you will be buying your home with the Rural Housing home mortgage loan

Rural Housing mortgage loans are often thought of as only for rural properties or farms.  That is not true.  Many counties on the Eastern Shore of Maryland are eligible.  Worcester County, Somerset County, Kent County, Queens Anne's County, Talbot County, Caroline County.   Even some areas of Montgomery County, and other Maryland counties are eligible for Rural Housing mortgage loans.

Are you Interested in learning more about and or applying for a Rural Housing home loan program?

Owner Occupied  Rural Housing mortgage loans in Maryland.  Not a first time buyer?  No Problem!

Please Click To Our New & Improved Home Page!  

Please Click To Our New And Improved Home Page!

Generally, this program requires good credit.
I did not say that it requires excellent credit, it does not. 
A few blemishes or even a discharged bankruptcy may be allowed. 
 Other guidelines may apply.  Call  for more information and other guidelines.
Other guidelines may apply and are subject to change.
So call today for more information on this Rural Housing mortgage loan.

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