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100% Financing – 6% Seller Contributions Allowed
(means the Seller
can pay 6% of Sale Price towards your Closing Costs)
Monthly Mortgage Insurance
you know I offer the No Money Down USDA Home Loan program for purchase?
And that the USDA loan is also availabl refinance?
a USDA no money down mortgage loan, you can purchase your dream home!
With a variety of loan features and benefits available – including up to
100% financing (No Money Down), a USDA mortgage loan may be the perfect
mortgage for you.
the scoop on the USDA loan program:
mortgage loans are often thought of as only for rural properties or farms.
That is not true. Many counties on the Eastern Shore of Maryland
are eligible. Worcester County, Somerset County, Kent County, Queens
Anne's County, Talbot County, Caroline County. Even some areas
of Montgomery County, and other Maryland counties are eligible for USDA
30 year fixed rate mortgage loan for 1 unit primary residence properties
100% LTV (loan-to-value) allowed based on the appraised value
6% seller contributions allowed (that will usually cover all the closing
contribution from your own funds required = No Down Payment Required
even finance the closing costs into the loan amount up to the maximum LTV
(loan-to-value) amount. Remember, the LTV is based on the Appraised
Value, not the sale price... that is a significant niche, call me and I
will explain why that is such a good thing for you.
upfront Guarantee Fee is financed into the loan amount. No monthly mortgage
insurance payments required!
USDA mortgage loan program has GEOGRAPHIC AND INCOME LIMITATIONS; please
check with me. I prefer the actual property address, if not available
the County where you will be buying your home with the USDA home mortgage
you interested in learning more about and or applying for a USDA home loan
about the USDA Home Loan with our online Prequalification Form
Occupied First Time Buyer USDA mortgage loans in Maryland. Not in
Maryland? Not a first time buyer? No Problem!
this program requires good credit.
did not say that it requires excellent credit, it does not.
few blemishes or even a discharged bankruptcy may be allowed.
guidelines may apply. Call for more information and other guidelines.
the On Line Prequalification Form And
Get Started Today!
Please call or have your agent call BEFORE writing an offer/ contract
on a home for details of No Cash Needed For Closing. If the seller
will not pay 6% towards closing (usually covers everything), then there
still may be a way to avoid having to bringing money to closing.
guidelines may apply so call today for more information on this USDA mortgage