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Loan Program Guidelines And Availability Are Subject To Change!! 

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Stated Income Loans Are 
No Longer Available In Maryland
Effective June 1, 2008 (new state law)

If you are outside of Maryland,
please click here, select your state and 
check with the lenders licensed in your state
that may offer stated income type loans.

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Stated Income Purchase Loans

80 -10 - 10 Stated Income Piggyback
or 80-15 , or 90 - 10 

This New program Provides
95% CLTV On Purchase Prices $100,000, to $350,000, to $1,000,000 !!!
No "Seller Takeback" Required,
We Do The First & Second or just the First!

NEW  for 2004!
WE ALSO OFFER A NO MONEY DOWN STATED INCOME LOAN
FOR MARYLAND PURCHASES!
 
 
 
 
 
 
 

Available To W-2, 1099, Retired, Self Employed

Seller Contribution Up To 6%  Allowed

Minimum Cash Investment 10% - 
NEW - Now Offering No Money Down Stated Income Loans in Maryland!

Qualifying Ratios Cannot Exceed 36/45

Minimum Verified Assets of 6 Months Reserves PITI Required After Closing

2 Years On Job or Retired, Self Employed 3 Years

SFD, PUD, or Condos to 8 Stories

Minimum Middle Credit Score may be as low as 680, may change, call us for updated guidelines!
We also have 5% Down  "No Employment,No Income, No Ratio, No Asset" 
(employment, income, assets,  neither stated or verified) with Middle Credit Score of ONLY 640  May Become Available In Maryland, Click Here

Stated Income Loan in Maryland

If you are outside of Maryland,
please click here, select your state and 
check with the lenders licensed in your state.

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